FinCEN Real Estate Reporting Introduction
FinCEN Real Estate Reports
Introduction for Buyers and their Real Estate Agents
What is this required FinCEN report?
A new federal law requires a Dept. of Treasury / FinCEN Real Estate Report whenever a residential property is purchased without a bank loan and the buyer is an entity or trust. This common report applies to closings starting March 1st, 2026 and impacts one million transactions each year. There is no need to worry, the filing will be handled for you from the information you provide. This page will explain what to expect and the video below will walk through the submission process.
What do buyers need to do?
Buyers will submit information about the purchasing entity or trust and its owners or trustees. You’ll receive a secure link to enter these details online. The process takes about five minutes and is safer and easier than paper forms. Once submitted, the required report is prepared and filed with FinCEN. No further steps are required.
Can I skip this or will it slow down my closing?
This closing step cannot be skipped. All U.S. settlement agents are required to file FinCEN Real Estate Reports for triggering transactions and cannot close a transaction until the required information is collected. You can review the regulation on FinCEN’s official website. Completing the form will not delay your closing. Just follow the secure link sent to your email and complete the short submission. Guided instructions and support are available in the portal.
What information will I submit?
• For entities purchasing property: provide entity details and list all individuals who own or control 25% or more, or who have significant decision-making authority.
• For trusts purchasing property: list trustees and any individuals with control over the trust, as well as the date the trust was created.
Full details on which owners and trustees to include are available here. Please note: Some sensitive information is required by FinCEN including Social Security numbers for owners and bank account information for the funds used to purchase the property. This information goes to the U.S. Department of the Treasury. Buyers must provide accurate information as federal penalties can occur if false information is provided.
Video Walkthrough for Buyer Report Submission
About Us
FincenRealEstateReport.com
FinCEN Real Estate Report is owned by Advalis Inc., the compliance technology company behind FincenFetch, which already manages more than 150,000 FinCEN beneficial ownership filings. Trusted by over 1,000 professional firms nationwide, we bring proven experience in automating federal compliance so you can trust that your filing will be handled correctly and efficiently.
Our platform makes the new FinCEN real estate reporting requirement simple. Instead of filling out government forms, you use a secure link to provide a few details in minutes. We prepare and file the report directly with FinCEN, while protecting your information with SOC 2 Type II certified security standards. The result is faster, safer compliance that keeps your closing on track with less stress for you.
1,000+
U.S. Firms
Use our FinCEN filing products and services today at law firms, accounting firms, fund management services, and real estate services providers.
150,000
Annual Filings
Flow securely through our solutions each year to FinCEN, supporting ongoing compliance for entities and their professional services providers.
SOC2 Type2 Secure
Certification protects client data. This rigorous standard and recurring audits assures security best practices and regular testing for our solutions and services.
40+
State Associations
Including state bar associations, CPA societies, and real estate groups work with our experts for continuing regulatory education courses and services.
