FinCEN Real Estate Reporting Introduction
FinCEN Real Estate Reports
Introduction for Sellers and their Real Estate Agents
What is this required FinCEN report?
A new federal law requires a Department of Treasury / FinCEN Real Estate Report whenever a residential property is purchased without a bank loan and the buyer is an entity or trust. As a seller in this transaction, some limited information must be collected from you for this filing. This common report applies to closings starting March 1st, 2026 and impacts one million transactions each year. There is no need to worry, the filing will be handled for you from the information you provide. This page explains what to expect and the video below will walk through the submission process.
What do sellers need to do?
Sellers will submit information about themselves as the current owner of the property. This requires less than five minutes. You’ll receive a secure link to enter these details online. The process is safer and easier than paper forms. Once submitted, the required report is prepared and filed with FinCEN. No further steps are required from you.
Can I skip this or will it slow down my closing?
This closing step cannot be skipped. All U.S. settlement agents are required to file FinCEN Real Estate Reports for triggering transactions and cannot close a property transfer until the required information is collected. You can review the regulation further on FinCEN’s official website. Completing the form will not delay your closing. Just follow the secure link sent to your email and complete the short submission. Guided instructions and support are available in the portal.
What information will I submit?
Sellers only need to provide information about themselves as the owner of the property being sold. This includes information about an entity or trust if it is owned under one of those. Please note: Some sensitive information is required by FinCEN including Social Security numbers or EINs. This information goes to the U.S. Department of the Treasury. Sellers must provide accurate information as federal penalties can occur if false information is provided.
Video Walkthrough for Seller Report Submission
About Us
FincenRealEstateReport.com
FinCEN Real Estate Report is owned by Advalis Inc., the compliance technology company behind FincenFetch, which already manages more than 150,000 FinCEN beneficial ownership filings. Trusted by over 1,000 professional firms nationwide, we bring proven experience in automating federal compliance so you can trust that your filing will be handled correctly and efficiently.
Our platform makes the new FinCEN real estate reporting requirement simple. Instead of filling out government forms, you use a secure link to provide a few details in minutes. We prepare and file the report directly with FinCEN, while protecting your information with SOC 2 Type II certified security standards. The result is faster, safer compliance that keeps your closing on track with less stress for you.
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Flow securely through our solutions each year to FinCEN, supporting ongoing compliance for entities and their professional services providers.
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Including state bar associations, CPA societies, and real estate groups work with our experts for continuing regulatory education courses and services.
